Is California Really Giving Free Money to Homeowners?

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California is helping homeowners pay their mortgage through a program called Keep Your Home California. Marsia saw a presentation during Congressman Brad Sherman’s Seminar on Refinancing, Home Purchasing & Foreclosure Prevention last February and it looks to be a great program. To find out who qualifies, watch this short video.

Also, Ikea is selling houses to . . . → Read More: Is California Really Giving Free Money to Homeowners?

Alert: Multi-State Scam Offering DWP Bill Credits From President Obama

The Los Angeles Department of Water and Power (LADWP) is warning its customers to be aware of a multi-state scam targeting utility customers.

According to reports, con artists have visited customers in person, posted flyers, and used social media and texting to send messages claiming that President Obama will provide a credit or directly pay . . . → Read More: Alert: Multi-State Scam Offering DWP Bill Credits From President Obama

Here’s What You Could Be Paying For Street Cleaning Tickets

Mayor Villaraigosa’s latest proposed budget includes raising parking fines, especially in the street sweeping category. As the LA Times points out, the fines are high and will be hard on neighborhoods with mostly apartment buildings and too few parking spaces. (See here for more on the numbers involved in LA’s parking and parking fines.)

. . . → Read More: Here’s What You Could Be Paying For Street Cleaning Tickets

Laws That Shaped L.A.: Why Los Angeles Isn’t a Beach Town

Image: 1937 mural by Buckley Mac-Gurrin depicting the 1781 founding of Los Angeles. The mural once appeared in the Los Angeles Hall of Records, but is now in storage. Photo courtesy of the Los Angeles Public Library Photo Collection.

by Jeremy Rosenberg of KCET

Law: Laws of the Indies Year: . . . → Read More: Laws That Shaped L.A.: Why Los Angeles Isn’t a Beach Town

Weighty College Debt Holds Up First Home Purchase

Increasingly, young people are delaying the pursuit of home ownership because of outstanding student loan debt — which now tops $1 trillion, according to the Consumer Financial Protection Bureau.

“Some student loan payments are as high as a mortgage,” notes Cari Sweet-Kostoplis of the Jersey Mortgage Corp.

Student loan debt now surpasses the . . . → Read More: Weighty College Debt Holds Up First Home Purchase

Tax Relief Expiring Soon

If you or someone you know is considering a short sale, here’s why you should do it before the end of the year or you might lose tens of thousands of dollars.

And if you know someone who needs to know this, please share this video, and remember that we have time to help you, . . . → Read More: Tax Relief Expiring Soon

5 New ‘Rules’ to Home Buying

Daily Real Estate News | Thursday, May 03, 2012

With signs of a housing turnaround getting stronger, housing experts say buyers are finding several recent changes when they go to put in an offer on a home. A recent article at U.S. News & World Report highlights some of these changing “rules” for your home . . . → Read More: 5 New ‘Rules’ to Home Buying

Landmark Settlement with Major Banks May Help You

Contact us if you want help figuring out if this settlement could help you or to walk you through the process.

Your Portion of the $25 Billion Settlement

Additional info:

After many months of negotiation, 49 state attorneys general and the federal government have reached agreement on a historic joint state-federal settlement with the country’s . . . → Read More: Landmark Settlement with Major Banks May Help You

5 Signs That It’s a Good Time to Sell

Traditionally, most homes have sold during the spring months. In the current volatile housing market, the time of year is not the most reliable predictor of the best time to sell.

Homes certainly show better in spring than they do on a dark and dreary winter day. Lately, however, weather patterns are hard to predict.

. . . → Read More: 5 Signs That It’s a Good Time to Sell

Laws That Shaped L.A.: How Bunker Hill Lost its Victorians

Last stand of the Melrose Hotel, 1957, photo courtesy of The Los Angeles Public Library Laws That Shaped L.A.: How Bunker Hill Lost its Victorians by Jeremy Rosenberg of KCST.org

The Laws That Shaped L.A. spotlights regulations that have played a significant role in the development of contemporary Los Angeles. These laws – as . . . → Read More: Laws That Shaped L.A.: How Bunker Hill Lost its Victorians

Why Are Interest Rates Going Up?

Loan Friction Part I- Pulp Fiction- The Diner Scene (A Parody/Spoof)

Two Realtors at a local diner discuss their plans to get out of the business due to harder bank guidelines and legislation. Can anyone help them? Watch the video to find out, and click the "Like" button and share it with your friends.

Loan Friction Part II-Pulp Fiction- The Breakfast Scene

Why would anybody decide to work with someone they don't know, like and trust when it's time to buy or refinance your home. Listen as Jules quotes one of his favorite passages that will help you feel comfortable knowing your loan is in great hands when you choose to work with me. Please click the "like" button and share this video with your friends.

Loan Friction Part III - Pulp Fiction- The Gold Watch (A Parody/Spoof)

Watch as Marsellus shares the secret to getting your loan approved, and Captain Koons tells the truth about appraisals and how they may hurt your loan.